2350 West Joppa Road
Lutherville, MD 21093





Understanding Your Needs

We want to help you simplify and organize all aspects of your financial life and provide ongoing comprehensive investment planning to help you and your family achieve lifetime financial security.


Investment Planning Services

  • Formalize and monitor financial goals
  • Cash flow analysis
  • Liability Management
  • Comprehensive investment plan
  • Retirement income planning
  • Health care cost planning
  • Social Security
  • Education expense planning
  • Multi-generational planning
  • Charitable and community giving

Risk Management Services1

  • Life insurance review
  • Disability insurance review
  • Long-term care insurance review
  • Help determine the appropriate amount of insurance

Estate Planning Services2

  • Services to organize personal documents and records
  • Review estate plan documents
  • Coordinate with estate planning attorney
  • Review beneficiary designations
  • Power of attorney

Tax Planning Services

  • End-of-year tax planning
  • Coordinate with your CPA
  • Tax efficient investing

Investment Management Services

  • Comprehensive investment planning
  • Develop risk-adjusted asset allocation strategies
  • Recommend appropriate portfolio managers and advisory platforms
  • Monitor performance
  • Monitor market and economic environment

Executive Services

  • Stock option analysis and transactions
  • Rule 144 filings
  • 10b5-1 trading plans

Personalized Service

  • Periodic investment goal and plan reviews
  • Customized portfolio and performance reporting
  • Economic and market updates
  • Scheduled service calls
  • Educational events
  • Monthly informational emails

Through our Wells Fargo affiliates, you have access to lending products and services, including:3

  • Securities-based lines of credit
  • Residential mortgages
  • Home equity financing
  • Small-business financial
  • Credit cards



1 Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo &
Company and are underwritten by unaffiliated insurance companies
2Wells Fargo Advisors is not a legal or tax advisor. You should consult with your attorney,
accountant and/or estate planner before taking any action.
3Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are
offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not
limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home
Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms,
and conditions are subject to change without advance notice. Products are not available in all
states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the
California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions
(NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker
license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in
FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals
FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals